HSBC Credit Card Bill Payment Online Offline Mode
HSBC Credit Card Bill Payment Online Offline Mode.HSBC credit card payment should be handled properly in other to improve your credit rating as well as avoiding hidden charges. To pay the credit card bills, HSBC gives its clients many options – both through the internet and through other channels that are available in order for the customer to decide on which of the methods she/he prefers.
Well, in this write up, we are going to show you how you can about making the payment for the credit card that you made with HSBC and it will include both online and offline procedure. In one way or the other, you get to find a method of paying for your commodities that is either smooth for the online experience without an alternative or comfortable for the physical form of the market without the online experience.
Online Payment Methods for HSBC Credit Card Bill
People prefer to use Online methods in most cases due to the fact that the methods can be considered convenient, fast and easy to access. Below are some of the most common and efficient online ways to pay your HSBC credit card bill:Below are some of the most common and efficient online ways to pay your HSBC credit card bill:
1. HSBC Internet Banking
HSBC has Internet banking where the customers can easily transact and even perform bill payments these services are safe to use.
**Steps:**
– To check your account balance through Internet Banking, you need to follow the steps below;
– Now go to the section called “Cards”.
– Choose the credit card type you want to pay on and then click on option “Pay Now”.
– Some payment instructions are flexible in specific ways; for instance, select the type of HSBC savings or current account from which you wish to effect the payment.
– Input the amount you wish to pay and then complete the payment.
– When the process is done, a confirmation message will be provided and an SMS or email will be sent.
**Advantages:**
– Quick and convenient.
– The payments go through or are processed within at most 24 hrs.
– This way you make tracking your payment history easier.
2. HSBC Mobile Banking App
You can make payment through mobile Bank on the go through the HSBC App. Similar to Internet Banking it has all the features but with additional advantage of mobility.
**Steps:**
– Follow the steps below to get started; go to Google Play Store or Apple App Store and download the HSBC mobile banking app.
– To get started, you have to sign in by providing the required details of your account.
– Choose the “Pay Credit Card” option from the “Payments” menu.
– Select your account & Credit Card.
– Input the payment amount and press ok.
**Advantages:**
– Safe payments with a mobile identification process.
– There are features you are able to make payments from one place you are.
– Real-time status display of your payment information.
3. NEFT (National Electronic Fund Transfer)
You can use NEFT option if you wish to pay for HSBC credit card bill from any other bank account but an HSBC bank account.
**Steps:**
– Go to the online banking of a non HSBC affiliated bank, with which you operate an account.
– Add your HSBC credit card as a payee or beneficiary using the following details:- Add your HSBC credit card as a payee or beneficiary using the following details:
– Payee Name: Your name as to which appears on your credit card
– Payee Account Number: The HSBC credit card number
– Bank Name: HSBC Bank is an international bank with operations in many countries all over the world this report takes a look at the HSBC Bank and its operation in some of the Countries in Europe.
– IFSC Code: code HSBC0030002 (For HSBC branch Mumbai)
– Once the payee is entered the NEFT option is the next step that one has to follow.
– Specify the amount and then the transaction is completed.
**Advantages:**
– It can be utilised from any bank account.
– It would be useless to go to the HSBC branch to accomplish it.
– They usually post within a day, although there are some which may take a bit longer.
4. BillDesk
For additional services, HSBC has integrated BillDesk, a third-party bill payment service as well.
**Steps:**
– To settling cashier then goto HSBC BillDesk payment gateway.
– To proceed further, you’ve to provide credit card number, email ID, and the amount you want to pay.
– Select the bank account you would wish to use in making the payment.
– Finalise the transaction through the internet banking of the bank or through the debit card.
**Advantages:**
– No need to enter to the HSBC banking section.
– The use of an interface that is simple, and very easy to manage.
– One is, third-party payment platform to ensure effective and reliable payment service delivery.
5. Auto Debit
If you do not wish to make regular transfers on your own each month then you can give an auto debit instruction from your savings or current account in HSBC.
**Steps:**
– Customers have to log into HSBC internet banking site or physically go to a branch where they have to fill up an auto debit mandate forms.
– Select from either pay the full amount due as stated or pay a minimal amount sufficient to prevent the interest rate from increasing.
– Deposit your account details that can be used in auto debit.
– It will be debited in the account of the respective bank and the bank will automatically deduct the amount on the due date.
**Advantages:**
– Even if you do not remember some of these payments you do not have to worry of missing the payments.
– Able to cater for the people with busy schedules.
HSBC Credit Card Bill Payment Online Offline Mode
Offline Payment Methods for HSBC Credit Card Bill
For those who do not like online payments there are several traditional methods that are supported by HSBC. These can come in handy if at all you are uncomfortable with online transactions or where you have no access to the internet.
1. Cheque or Demand Draft
Going to the next mode, it is also possible to pay your HSBC credit card bill by mailing to bank a cheque or demand draft at the branches or in any drop box.
**Steps:**
– Pay by writing a cheque or demand draft in the following manner “HSBC Credit Card (Your 16-digit credit card number).
– HSBC has branches and drop boxes in all major locations; thus,-pass by the nearest HSBC centre.
– In case a payment slip is needed, the copy must be submitted together with the cheque or the DD.
**Advantages:**
– Internet connection is not necessary in it.
– It is especially suitable for the bigger amount of money.
– Give you receipt which is use in tracing paper of payment.
**Important Note:** Make sure the cheque is deposited at least 2-3 days before the due date so that the supplier cannot complaint that payment has been made after the due date resulting to attracting late payment penalty.
2.Cash Payment
If you are an HSBC account holder and you wish to pay using cash then you can always do it at the HSBC branch where you will make payments over the counter.
**Steps:**
– One can visit near by HSBC branch in the course of working hours.
– Complete a cash deposit slip for the use of credit card.
– Pay before the slip and the cash to the teller.
**Advantages:**
– Immediate payment acknowledgment.
– Convenient when you need to pay in an emergency when you have probably forgotten your wallet or purse at home.
**Important Note:** The service of paying cash may attract fees from HSBC, and therefore before using this method one should check the charges, if any.
3. ATM Funds Transfer
To do this, you can use any of your HSBC credit card by transferring to your credit card balance via an HSBC ATM.
**Steps:**
– To pay the amount choose the ‘Debit’ option and then feed your HSBC debit card into the ATM.
– Select the Transfer option that will be available on the list of items provided in the menu.
– Choose your saving or current account.
– To pay through your HSBC credit card number and the amount to be paid enters the credit card number.
– Confirm the transaction.
**Advantages:**
– Accessible 24/7.
– Can be favorable for the customers who do not wish to physically come to the branch.
4. Phone Banking
HSBC phone banking is the other method that clients can also use in paying their credit card balance. You are able to contact customer support and make a payment as well.
**Steps:**
– Dial the number of the customer support department of HSBC bank.
– Approach the required verification by giving the right information about yourself.
– Ask the above representative to use your HSBC savings or current account to make credit card payment.
**Advantages:**
– Useful for the audiences that do not have access to the Internet.
– There is a lots of help available.
Things to Remember
– Always ensure that you clear your credit card bill within the stipulated time which is before the due date because if you pay after the due date you will be charged some amount of money for being late in payment.
– Ensure you agree with the amount you want to pay especially when you are using offline methods of payment such as cheques or cash.
– Finally, make sure that it says your payment has been credited on your statement.
– Choose the payment method that suits your lifestyle and the banking channel that you frequently use.
Conclusion
HSBC provides several ways through which client can pay his/her credit card bills; it can be through online services and the traditional ways. Whether you are comfortable with the Mobage mobile cash service, the security of the Internet banking or going back to basics with cheques and cash withdrawals, HSBC has the answer. You can choose that method which you like most, and feel free from all the problems connected with payments – our service will take care of them!