PNB Credit Card Bill Payment Online Offline Mode

PNB Credit Card Bill Payment Online Offline Mode

 

Comprehensive Guide to Paying PNB Credit Card Bills: Online and Offline Modes

PNB Credit Card Bill Payment Online Offline Mode.So, it is important that one learns how to manage his/her credit card payments so that s/he does not default and is also not charged with many fees. India based Punjab National Bank or PNB being one of the large institutions in the Banking and Financial sector provides multiple ways to clear the credit card bills. PNB gives opportunity to their clients to engage in online transaction if they do not like the off line transactions. This article is going to explain to you portable ways through which you can make your PNB Credit card payment so that you can choose out of them the method that suits you the most.

1. Online Payment Methods

a. **PNB Internet Banking**

Internet banking is an easy method of making payment for credit card bills through PNB’s Internet banking at any point of time. Follow these steps to pay your credit card bill online using PNB Internet Banking:Follow these steps to pay your credit card bill online using PNB Internet Banking:

1. **Login**: Click on the link: PNB Internet Banking and enter Your User ID Password for user login.
2. **Navigate to Credit Card Section**: Click on ‘Credit Card’ or go to the ‘Card Payment’ tab.
3. **Select Payment Option**: Select’Pay Credit Card Bill’ and then select your credit card among the credit card options listed.
4. **Enter Payment Details**: Put the desired payment amount and select the payment account.
5. **Confirm Payment**: Check all the information provided and, in particular, make sure about the payment. You will also receive a message confirming your transaction and any reference number associated to it.

b. **PNB Mobile Banking App**

The services offered by PNB Mobile Banking the credit card payment methods are easy to use through the mobile application. Here’s how to pay your credit card bill using the app:Here’s how to pay your credit card bill using the app:

1. **Download and Install**: It is necessary that you should have installed the PNB Mobile banking app in your smartphone. You should then enter with your login information.
2. **Access Credit Card Payments**: Select the option ‘Credit card’ in the application.
3. **Choose Payment Option**: Click on ‘Pay Credit Card Bill’.
4. **Enter Payment Information**: It is necessary to indicate the payment amount and the source chosen for the payment.
5. **Authorize Payment**: Finalize the payment and do so. A notification after carrying out the transaction will indicate that the transaction was completed.

c. **NEFT/RTGS Transfer**

For those who prefer using NEFT (National Electronic Funds Transfer) or RTGS (Real Time Gross Settlement), here’s how to do it:For those who prefer using NEFT (National Electronic Funds Transfer) or RTGS (Real Time Gross Settlement), here’s how to do it:

1. **Log in to Your Bank’s Internet Banking**: Go to the online banking facility of your own bank in which you are a client.
2. **Select NEFT/RTGS**: Select the NEFT/RTGS option from the payment options which are available in the payment section.
3. **Add Beneficiary**: Locate and select PNB as a new beneficiary. The details required are:
– **Bank Name**: The Punjab National Bank and the rest of the new generation of private domestic banks in Indonesia.
– **IFSC Code**: Normally this is PUNB0000001 (there is specific code for each branch of Union Bank).
– **Account Number**: Your PNB Credit Card Number & Credit Card Generated Online & Credit Card Pin
4. **Enter Payment Details**: State how much you want and complete the process of the transaction.
5. **Confirm Transaction**: Check and verify the payment. Make a note of the reference number as this will be necessary for further communicating about the transaction.

PNB Credit Card Bill Payment Online Offline Mode

 

PNB Credit Card Bill Payment Online Offline Mode

 

2. Offline Payment Methods

a. **PNB Branch Visit**

That is why coming to any of the PNB branches for making your payment in person would be feasible. Here’s what you need to do:Here’s what you need to do:

1. **Visit a Nearby Branch**: Search for the PNB branch which is closest to your vicinity.
2. **Fill Out Payment Form**: You should ask for the credit card payment form at check-out counter. Input the relevant details such as the credit card number, amount to be paid and your account details.
3. **Submit Payment**: Submit the filled form with the amount as payment either in cash, cheque, through the bank teller.
4. **Obtain Receipt**: Do not forget to ask for a receipt as this will act as a receipt that you have paid. This receipt will be of help to you as you carry out your record of the payment that was made.

b. **Cheque Payment**

Another way which enables you to pay your PNB credit card bill is by using a cheque. Here’s how:

1. **Prepare the Cheque**: Fill out the amount which you want to pay in the cheque book and make it payable to ‘Punjab National Bank’.
2. **Write Your Credit Card Number**: In order to ensure that the credit is passed on correctly state your PNB credit card number at the back of the cheque.
3. **Drop the Cheque**: Ensure that deposit the cheque in the drop box available in any of the PNB branches or post the cheque to the address mentioned on your credit card statement or monthly billing statement.
4. **Confirm Payment**: Check with your credit card statement if you want to know the details of the amount you paid for the product.

 c. **ATM Payment**

This means that credit card bill can also be made through PNB ATM facilities. Here’s how:

1. **Visit a PNB ATM**: If you have the account with PNB Bank then please go to the nearest PNB ATM.
2. **Insert Your Card**: Please insert your PNB ATM or debit card.
3. **Select Bill Payment Option**: Select ‘Credit Card Bill Payment’ from the list that will appear in the screen.
4. **Enter Credit Card Details**: You have to enter your credit card number along with the payment amount.
5. **Confirm Payment**: Please use the arrow keys on the keyboard and the ‘Next’ button in order to proceed with the payment. Save the receipt for future reference a good practice when it comes to personal finance.

3. Important Tips

– **Payment Due Dates**: It is always wise to make payment prior to the due date with an aim of avoiding extra charges such as penalty charges or interest charges.
– **Payment Confirmation**: It is best to retain the receipts and the confirmations of the transactions made.
– **Minimum Payment**: At least, see to it that you make payment that is equal at least or more than the minimum required so as not to attract more penalties.
– **Online Security**: Be cautious with your online activities avoid using social networks especially unofficial channels to transfer bank details of your accounts.

 Conclusion

There are various ways on how to pay your PNB credit card bill and this is through online and it can be through offline too. Though Internet Banking is the most popular method, which provide the benefit of easy control with the help of mobile interfacing, PNB provide the wide range of facilities which include branch visit, cheque payment etc. Select the payment method that is convenient for you and ensure that you make your payment on time so that you can have a good standing with the credit card companies to enable you to enjoy the services offered by the credit card without interruptions.