PNB Credit Card Bill Payment Online Offline Mode

PNB Credit Card Bill Payment Online Offline Mode



Punjab National Bank (PNB) offers various convenient methods for credit card bill payments to its customers. Clearing credit card dues on time is essential to maintain a good credit score and avoid unnecessary interest charges. PNB facilitates both online and offline payment options to ensure flexibility and accessibility for its cardholders.

Online Payment Methods :

PNB Internet Banking: One of the most popular and secure methods for credit card bill payment is through PNB’s internet banking portal. Cardholders can log in to their net banking accounts and navigate to the credit card section to make payments. They can choose from multiple options like paying the minimum amount due, total outstanding, or a custom amount. Additionally, customers can set up autopay facilities to ensure timely payments each month automatically.

Mobile Banking: PNB’s mobile banking app provides a user-friendly platform for credit card bill payments. Users can download the app, register their credit card, and initiate payments with just a few taps. The app also offers personalized features like payment reminders and transaction history, ensuring a hassle-free experience.

PNB Mobile Wallets: PNB allows its credit cardholders to use various mobile wallets like Paytm, PhonePe, and Google Pay to pay their credit card bills. Customers can link their credit cards to these wallets and make payments conveniently through their mobile phones.

NEFT/RTGS: PNB credit cardholders can transfer funds from any bank account using NEFT (National Electronic Funds Transfer) or RTGS (Real-Time Gross Settlement) facilities. They need to add their PNB credit card as a beneficiary and initiate the payment with the respective bank’s net banking portal.

Debit Card Payment: Customers can use their PNB debit cards to clear credit card dues. The bank’s online portal allows for seamless payment transfers between PNB accounts.


PNB Credit Card Bill Payment Online Offline Mode


PNB Credit Card Bill Payment Online Offline Mode


Offline Payment Methods :

Cash Payment: PNB credit cardholders can visit their nearest PNB branch to pay their bills in cash. The bank will provide a payment receipt as acknowledgment of the transaction.

Cheque Payment: Customers can write a cheque for the credit card bill amount in favor of Punjab National Bank. They can drop the cheque at any PNB branch or ATM, ensuring to mention their credit card number at the back of the cheque.

Standing Instruction: To ensure timely payments, customers can set up standing instructions with their PNB savings or current account. The bank will automatically deduct the credit card bill amount on the chosen due date.

Payment through Bill Desk: PNB credit cardholders can visit any authorized PNB Bill Desk partner location to make their bill payments in cash.

Conclusion :

Punjab National Bank offers a comprehensive range of online and offline modes for credit card bill payments, catering to the diverse needs of its customers. Online payment options, such as internet banking, mobile banking, and mobile wallets, provide the utmost convenience, allowing cardholders to pay from the comfort of their homes. The NEFT/RTGS and debit card payment options further enhance the flexibility in bill clearance.

For customers who prefer offline methods, PNB branches accept cash and cheques for bill payments. Additionally, the standing instruction facility ensures timely payments without the need for manual intervention.

With these diverse payment options, PNB aims to make credit card bill settlement a hassle-free process, encouraging responsible credit card usage and maintaining a positive credit history for its valued customers.


Frequently Asked Questions (FAQs).

What happens if my bank account does not have enough funds to allow for an auto debit?

Your auto-debit payment will not be honored if your account does not reach the scheduled date. You will be charged Rs.100. The auto debit facility will be canceled if your auto debit payment has not been received 2 consecutively.

Is there a charge by PNB for cash payments?

No. No.

How do I contact the Punjab National Bank customer service department by email?

You can write an email to

How far in advance should I send my demand draft or cheque?

Drop the cheque or demand draft at the MINC Bill Boxes 4 days from the due date.

Is it possible to make my PNB credit card bill payments on the last day?

To avoid late payment fees, it is best to pay your credit card bill in advance. However, some bill payment services will credit the payment immediately. To pay your credit card bill, you can use PNB net banking or NEFT to make payment.