Bank of India Credit Card Bill Payment Online Offline Mode

Bank of India Credit Card Bill Payment Online Offline Mode


Bank of India offers its customers various convenient methods to make credit card bill payments, both online and offline. These options ensure flexibility and ease in settling outstanding credit card dues. Below, we will discuss the online and offline modes of credit card bill payment provided by Bank of India.

Online Modes of Payment:

Internet Banking: Bank of India enables its credit cardholders to make payments directly from their savings or current account using the bank’s internet banking facility. To proceed with the payment, customers need to log in to their internet banking account, select the credit card payment option, and provide the necessary details like the credit card number and the amount to be paid. After verification, the payment will be processed, and the credit card bill will be settled.

Mobile Banking App: Bank of India’s mobile banking app allows users to make credit card payments conveniently through their smartphones. Customers can download the app, log in with their credentials, navigate to the credit card payment section, and initiate the payment by entering the required information.

NEFT (National Electronic Funds Transfer) / RTGS (Real-Time Gross Settlement): Credit cardholders can also pay their Bank of India credit card bills using the NEFT or RTGS service. They need to add their credit card as a beneficiary and provide the credit card number and Bank of India’s credit card payment IFSC code. The payment amount will be transferred from their bank account to the credit card account.

Auto Debit Facility: Customers can set up an auto-debit instruction through their Bank of India savings or current account to pay the minimum amount due or the full credit card bill automatically each month. This option ensures timely payments and avoids the risk of missing the due date.


Bank of India Credit Card Bill Payment Online Offline Mode


Bank of India Credit Card Bill Payment Online Offline Mode


Offline Modes of Payment:


Cash Payment: Bank of India credit cardholders can visit their nearest Bank of India branch and make cash payments towards their credit card bills. They need to fill out a payment slip, mentioning their credit card details and the payment amount, and submit it along with the cash to the bank teller.

Cheque or Demand Draft: Customers can also pay their credit card bills through cheques or demand drafts. They need to draw a cheque or demand draft in favor of “Bank of India Card A/c [Your Credit Card Number]” and drop it at the nearest bank branch or send it via mail to the specified address.

Important Points to Consider:

  1. Online payments are usually processed faster than offline methods, ensuring timely settlement of credit card bills.
  2. Customers are advised to make credit card bill payments at least a few days before the due date to avoid late payment charges and negative impacts on their credit score.
  3. While using online modes, customers must ensure that they provide accurate information to prevent payment errors.
  4. For any assistance or queries related to credit card bill payments, customers can contact Bank of India’s customer support or visit their nearest branch.

Bank of India provides a range of options for credit card bill payment, catering to the diverse preferences of its customers. Whether one prefers the convenience of online transactions or the traditional approach of offline methods, Bank of India ensures a seamless and hassle-free payment process.