Bank of Maharashtra Credit Card Bill Payment Online Offline Mode
Bank of Maharashtra Credit Card Bill Payment Online Offline Mode.Supervising the payments on the credit cards is very important in order to avert charges and inclined credit status. Like other banks, the Bank of Maharashtra has several ways available for payment of credit card bill to suit the needs of the users, and they range from the following: In this article, you will get to know all the online and offline payment methods on credit card bills of Bank of Maharashtra so that you don’t face any inconvenience.
1. Available Online ways to pay BANK OF MAHARASHTRA CREDIT CARD BILL
With mobile payments, people use their smart phones to conduct transactions which makes the process easy, fast and efficient. Here are the various ways you can pay your Bank of Maharashtra credit card bill online:Here are the various ways you can pay your Bank of Maharashtra credit card bill online:
a. Bank of Maharashtra Net Banking
If you are its customer then net banking is one of the easiest ways to make your credit card bill payment to Bank of Maharashtra.
**Steps:**
1. Log in to the [Bank of Maharashtra Net Banking Portal](https:It is worth to mention that the Bank of Maharashtra offers the Net Banking service to its customers who need to follow the link to get the access (http://www. bankofmaharashtra. in/net-banking).
2. Look on the menu for the item labelled ‘Credit Card’.
3. Choose “Bill Payment. ”
4. It is by entering the need strips like card number, amount to be paid and the payment account.
5. It will get rid of vital information and approve the transaction.
6. In the event you make the right payment, you will be issued with an acceptance message.
**Advantages:**
– Both payments happen instantly and customer receives an confirmation/ acknowledgement too.
– Safe to lean on and not very complicated at all.
– To get the payments’ history.
b. Mobile Banking App
Bank of Maharashtra comes with a mobile app that makes it easier for you to meet all your banking needs the credit card bill payment included.
**Steps:**
1. Visit google Play Store or App store as per the device used and install the Bank of Maharashtra mobile app.
2. To begin with, you need to enter your account details and sign in.
3. Go to credit card tab.
4. Choose “Bill Payment”, then type in how much money is being paid.
5. Confirm the payment.
**Advantages:**
– Convenient on-the-go payments.
– User-friendly interface.
c. NEFT (National Electronic Funds Transfer)
If you have an account with any other bank you can use NEFT to pay your credit card bill. It is also possible to use this method to transfer money to your account which is linked to your credit card.
**Steps:**
1. Now from the user end one has to get logged in to the account of net banking facility provided by the bank.
2. Choose your Bank of Maharashtra credit card as a beneficiary. You have to enter account number and you need to use the first 16 digits of your credit card number.
3. Now please input Bank of Maharashtra IFSC code which again is available on the bank website or your monthly credit card statement.
4. After that, when the beneficiary is added, they click on the NEFT transfer option and provide the amount, so that the payment will be done.
**Advantages:**
– It can be done even from an individual’s checking or savings account.
– Safe and verifiable transaction.”
d.BillDesk Payment Gateway
The transaction can, however, be made through the third party BillDesk where you can pay the Bank of Maharashtra credit card bill.
**Steps:**
1. To get the Pin number first log on to the Bank of Maharashtra BillDesk portal.
2. You have to get a credit card number and the amou to be paid.
3. Choose the payment option, net banking, debit card etc…
4. Confirm the payment.
**Advantages:**
– it is designed for the LTD firm to accept payments from several banks.
– A safe and very reliable gateway.
e. Auto-Debit Facility
For those customers, who do not wish to bother regarding their due dates, the Bank of Maharashtra has the feature of auto debit where it will debit the account on its own on the due date.
**Steps:**
1. One can initiate an auto-debit instruction by registering through net banking or through a visit to the branch.
2. Districts can select whether to use the minimum due or total due amount for automatic deduction.
3. Always make sure that is balance enough in the account before the due date is due.
**Advantages:**
– This is the best thing because you do not have to remember the due dates for payments.
– Ensures timely payments.
Bank of Maharashtra Credit Card Bill Payment Online Offline Mode
2. Off line methods for Bank of Maharashtra Credit Card Bill Payment means the ways through which bill can be paid which are not through online way.
As an extra precaution for those customers who cannot pay online or do not wish to use online facilities offered at Bank of Maharashtra, they have various offline avenues.
a. Cash Payment
Customers may settle the credit card bill through cash through Bank of Maharashtra branch.
**Steps:**
1. Go to the branch in your own credit card and some amount of cash.
2. Card number and Payment amount is required to be duly filled in the ‘Credit Card bill payment form’.
3. Give the bank representative the filled form as well as the cash.
4. Collect the payment receipt.
**Advantages:**
– Instant payment.
– Appealing to users with and without access to Internet connection.
**Note:It may also entail a small charge if the payment is made in cash as the bank may use.
b.Cheque/Demand Draft
You can even pay the credit card bill amount through cheque or demand draft.
**Steps:**
1. Fill in the following details and write a cheque in the following manner; “Bank of Maharashtra Credit Card (Your Credit card number)”.
2. Deposit the cheque in any of the Bank of Maharashtra dropbox location or any branch.
3. It is important that the cheque is deposited several days before the specified due date so as not to attract penalties.
**Advantages:**
– When it is to be made for high value it is quite convenient.
– No additional charges.
c.Bank of Maharashtra ATM
In case you have a debit card associated with your Bank of Maharashtra account you can pay your credit card bill at the ATM also.
**Steps:**
1. This means that insert your debit card at the ATM.
2. You have to select “Credit Card Bill Payment” among the options.
3. Please provide credit card number, then the amount to be paid.
4. Confirm the payment.
**Advantages:**
– Available 24/7.
– Instant payment processing.
3. The following are the key factors of consideration when it comes to the payment of bills on time:
– **Payment Processing Time:** Payments made through net banking, mobile applications or NEFT normally take 1st or few hours to get completed. Nevertheless, other offline methods, such as cheque may take 2-3 days depending on the bank; therefore make payments early enough lest you be charged.
– **Late Fees and Interest Rates:** If you are unable to make payment on your credit card on time then you will be charged for the late payment, the interest rate on the amount outstanding and also your credibility status will be lowered. In any case, attempt to pay the minimum amount that is due in order to avoid penalties, at least for that amount.
– **Payment Confirmation:** It can be online payment confirmation or offline payment confirmation usually ensure that you check. As an evidence keep receipts or carefully take screenshots before confirming the payment was successful.
Conclusion
Ease and convenience is provided by Bank of Maharashtra by implementing the online as well as offline credit card bill payment methods. For instance, the bank’s availability of mobile apps and net banking to enable one to make payments as well as cheques and cash, makes it easy for you to monitor your finances frequently. That way you select the payment method that is justifiable for your lifestyle so that you do not miss deadlines and accrue more charges.