Indian Bank Credit Card Bill Payment Online Offline Mode
Indian Bank Credit Card Bill Payment Online Offline Mode.It is important to handle credit card bill payments well in order to enhance ones credit score and avoid annoying charges for failing to make payment on time. Indian Bank, a public sector business bank in India is another prominent example that states different ways of payment for credit card usage. If you are a person who likes to shop online and make payments online then you will find that Indian Bank has all the options that you are looking for in online transactions. In this article, we will explore the different ways of making payments whether online or offline payment methods to ensure that you make timely payment for your Indian Bank credit card.
1. Online Payment Methods
a. WEB banking in Indian Bank
Payments through the Internet banking services are perhaps one of the easiest ways to make the payment for ones Indian Bank credit card. Here’s a step-by-step guide to make your payment through Indian Bank Internet Banking:Here’s a step-by-step guide to make your payment through Indian Bank Internet Banking:
1. **Log In**: Go to Indian Bank’s Internet Banking official website and then enter your User ID along with Password.
2. **Navigate to Credit Card Payment**: After one enters his or her credentials, one can proceed to click on ‘Credit Card’ or ‘Bill Payment’ in the toolbar.
3. **Select Payment Option**: Select from the offered options and go with ‘Pay Credit Card Bill’.
4. **Enter Payment Details**: Pay the credit card by choosing the account with which you wish to make the payment, entering the desired amount, and selecting the source account.
5. **Review and Confirm**: Check the payment information and ensure that the deal has been made. A confirmation message will also be sent accompanied with a transaction reference number for your reference.
b. Another recommendation developed is the Indian Bank Mobile Banking App.
If you are an android user who wants to update your understanding of mobile banking then you might consider using this Indian Bank Mobile Banking app; it will enable you to pay for your credit card bill. Follow these steps:
1. **Download and Install the App**: Check that the Indian Bank Mobile Banking application is installed on the owner’s smartphone or tablet, enter the account details.
2. **Access Credit Card Payment**: To activate the rewards, head over to the ‘Credit Card’ tab in the application.
3. **Choose Payment Method**: Pay Credit Card Bill option is available amongst the various options.
4. **Enter Payment Information**: State the amount to charge and which account to use.
5. **Authorize Payment**: Ensure that fact and figures of the payment method are correct and go for the purchase. After your payment has been processed, you will be sent a message to that effect.
c.NEFT/RTGS Transfer
If you prefer using NEFT (National Electronic Funds Transfer) or RTGS (Real Time Gross Settlement), you can pay your Indian Bank credit card bill through these methods:If you prefer using NEFT (National Electronic Funds Transfer) or RTGS (Real Time Gross Settlement), you can pay your Indian Bank credit card bill through these methods:
1. **Log In to Your Bank’s Internet Banking**: It is advised that you harness the online banking option of the firm which you bank with.
2. **Select NEFT/RTGS Option**: Select either NEFT or RTGS out of the options that are provided to you.
3. **Add Beneficiary**: Select a link labeled new beneficiary and put Indian Bank as the new beneficiary. Enter the following details:
– **Bank Name**: ATM-cum-ITM software, telephone banking, quantitative methods for more efficiency, and Indian Bank.
– **IFSC Code**: IDIB000A000 (make sure and refer to the certain IFSC code for your branch)
– **Account Number**: The fourth information that the company will get from you include Your Indian Bank Credit Card Number
4. **Enter Payment Details**: Enter the figure which you want to use for payment of goods and services and produce the payment.
5. **Confirm Payment**: Check them and ensure that the payment is made. Please note the reference number of the particular transaction for future use.
Indian Bank Credit Card Bill Payment Online Offline Mode
2. Offline Payment Methods
a. **Indian Bank Branch Visit**
For those who wish to pay in cash then paying for the Indian Bank in person has not been a complicated process. Here’s how you can do it:Here’s how you can do it:
1. **Visit a Branch**: Approach Indian Bank branch which is closest to you.
2. **Fill Out Payment Form**: Some of them include; Go to the counter and ask for a credit card payment form. In this case you will type in your credit card number, the payment amount and other personal account details.
3. **Submit Payment**: Submit the form, with the payment amount in cash or by cheque to the teller.
4. **Obtain Receipt**: Always make sure that you request for a receipt as a sign that payment has been made. You should do this to enable you to follow up on your payment as well as deal with any issues which may arise in future.
b. **Cheque Payment**
An individual also has the privilege of using cheque to make payment for his or her Indian Bank credit card bill. Here’s how to do it:Here’s how to do it:
1. **Prepare the Cheque**: KwikPay the amount you want to pay through cheque crossed in the favour of “Indian Bank”.
2. **Include Credit Card Number**: He or she should write back his or her Indian Bank credit card number on the back of the cheque before encash it so that proper credit shall be given.
3. **Deposit the Cheque**: The process is very simple; you can drop the cheque in the drop box at any branch of the Indian Bank or you could post it to the address mentioned in your credit card statement.
4. **Verify Payment**: Check through your credit card’s statement to ensure that the processing of the payment has been done.
c. **ATM Payment**
Indian Bank credit card bills can also be paid through the bank’s ATM. Here’s how:
1. **Visit an ATM**: Please visit the nearest Indian Bank ATM.
2. **Insert Your Card**: Swipe your Indian Bank ATM / Debit card.
3. **Select Bill Payment Option**: Go to the list of items offered by the ATM and select the ‘Credit Card Bill Payment’ service.
4. **Enter Credit Card Details**: You are asked to enter the credit card number together with the amount to be charged.
5. **Confirm Payment**: And finally, make the payment of the agreed amount according to the instructions provided and request for the receipt in case of any future reference.
Indian Bank Credit Card Bill Payment Online Offline Mode
3. Important Tips for Payment
– **Timely Payments**: It is wise to pay your balance before the due date so that you do not incur additional charges as well as affect your credit score.
– **Proof of Payment**: Never fail to retain copies of receipts, and other confirmations that may be useful as evidence in case the said accounts have been paid.
– **Minimum Payment**: Make it your duty to pay at least the minimum amount so that you can avoid penalties as well as the interest charges.
– **Secure Transactions**: Be cautious whenever conducting business through the Internet and always utilize secure connections as well as authorized platforms or channels in order to safeguard your identity as well as your money.
Conclusion
It is easy to make the Indian Bank credit card payment from the available online and offline payment methods. Therefore, whether through Internet Banking, mobile banking or through branch visits, cheques and others, Indian Bank has it all. Have a look at your payment due dates often, pick the most convenient type of payment and pay on time to have a clean credit history and use your credit card without interruptions.