SBI Credit Card Bill Payment Online Offline Mode

After you have made purchases with your SBI credit cards, you will need to return the amount to the bank. After your SBI credit card statement has been generated for a certain period, you must pay the amount back to the bank. The SBI credit card payment must be made online or offline by any of the following methods: net banking, mobile banking, and cheque drop facility.

SBI Credit Card Bill Payment Online

SBI offers quick and simple online payment options to pay your credit card bills. These options include NEFT and Bill Desk, Visa Pay. You can also use mobile banking, internet banking, or a debit card, or set up an auto-debit standing instruction. These are described in detail as follows:

Online Payment of SBI Credit Card Bills via NEFT

SBI Credit Card Payment IFSC Code can be used to pay your credit card bill. Credit card account details and IFSC codes are required. Secure and simple, NEFT payments are possible.

Steps to pay your SBI Credit Card Bill with NEFT

Follow these steps to pay your SBI Card bill via NEFT-

Step 1: Log in to the net banking portal for the bank through whom you wish to make a payment

Step 2: Add your SBI Card to your third-party beneficiary list and pay your credit card bill

Step 3: Enter your 16-digit SBI Card Number in place of the account #

Step 4: Write SBI credit card – NEFT in the Bank Name section

Step 5: Use the SBI Card Bill Payment IFSC Code SBIN00CARDS for payment

Step 6: Enter the bank address – Payment Systems Group, State Bank GITC. CBD Belapur. Navi Mumbai

Step 7 – Submit and verify to complete the payment

SBI Credit Card Bill Payment Online Offline Mode

How to pay SBI Credit Card Bills through RTGS

It is easy to pay your SBI Card bill online via RTGS. First, register your SBI Card at your bank as a beneficiary. These are the details:

Name of Beneficiary – SBI card

Name of Beneficiary Bank – SBI Credit Card – NEFT

Address of Beneficiary Branch – Payment Systems Group – State Bank GITC. Cbd Belapur. Navi Mumbai

Beneficiary Account Number – Credit Card Number

SBI Card Credit Card Bill Payment IFSC Code – SBIN00CARDS

SBI Credit Card Bill Payment Online Offline Mode

After the credit card has been added to the beneficiary list, follow these steps to make the payment.

Step 1: Log in to your online banking portal

Step 2: Next, go to Fund Transfer and click on RTGS

Step 3: Choose the credit card from your list of beneficiaries

Step 4: Enter the amount. It must not exceed Rs. 2.00 lakh

Step 5: Confirm the transaction

PayNet allows you to pay your SBI Card bill online

PayNet-Pay functions in the same way as SBI’s credit card payment desk. To make the payment, follow these steps:

Use your SBI Card username and password to log in to www.sbicard.com

To access the SBI Card Bill Desk portal, click on the “Pay Now” option. All card details are already prefilled.

You have the option to either pay the entire outstanding amount or the minimum amount due, or you can enter any amount that you wish

Choose the payment mode – Debit Card, Internet Banking, or ATM

Complete the payment by entering the details and verifying them with the OTP sent to your registered mobile number.

Bill payments can be made online without having to log into the SBI card portal. You will receive the amount immediately on your SBI credit card. If the payment does not occur immediately, you can track it using the transaction number. To check the status of your SBI credit card bill payments, click here.

SBI Credit Card Bill Payment Online Offline Mode

SBI Credit Card Bill Payment via Visa Credit Card Pay

This payment option allows you to pay your credit card bills from anywhere and anytime. This service is available through your bank’s net banking facility.

To initiate the transfer of funds, enter the sender details and receiver details after you have selected the VISA Credit Card Payment.

Send the request and authorize the payment

Within 3 working days, the amount will be reflected in your SBI Card Account

SBI Mobile Banking – SBI Credit Card Payment

The following steps will allow you to make SBI credit card payment payments via SBI mobile banking app:

You can start by paying the bill.

In the “Add Biller”, section, add the SBI credit card

To make the payment, click on View and Pay Bills

SBI Credit Card Payments Using National Automated Clearing House

National Automated Clearing House allows you to set up standing instructions to pay your SBI Credit Card bill. All you need is to authorize your SBI credit to debit the amount from your bank account.

Download the SBI Forms Centre online form to avail of the NACH service

Send the completed form to the below address:

SBI Card Payment Services Pvt. Ltd.,

P.O. Bag No. 28,

GPO, New Delhi – 110001

You can choose from one of three payment options for your SBI credit card bill

There are three options: Total Amount Due, Minimum Amount Due (MAD), or Fixed Amount

Send the completed form along with a canceled check.

SBI Credit Card Bill Payment via Debit Card

Another secure and quick way to pay your credit card bills is by using this method. You can pay your bills using any of the above-mentioned debit cards. These are the cards you can use:

Bank of Maharashtra Debit Card

Bank of India ATM-cum Debit card

Canara Bank ATM-cum-Debit Card

State Bank of India ATM-cum Debit Card

Citibank Debit Card

Indian Overseas ATM-cum Debit Card

How to pay SBI Credit Card Bills through Debit Card

To pay with your debit card, you will need to go to www.sbicard.com To make the payment, follow the steps below:

Enter card details like card number, amount, and email ID by selecting the “Pay Through Debit Card” option.

Enter the authentication information to confirm the payment

This amount will be taken from your bank account

SBI Credit Card Bill Payment via SBI Card App

Another popular method to pay SBI credit card debts is via this method. The SBI app is available for Android, iOS, and Windows. The app deducts the amount from your bank account according to your instructions.

Steps to Pay SBI Credit Card Bills Using SBI Card App

Step 1: Download the SBI Card mobile banking app and register/log in (registration is only for one time).

Step 2: Click on “Pay Now”

Step 3: Select the amount that you want to pay (total outstanding, minimum, or other).

Step 4: Choose a payment method, and then select your bank. You will be redirected directly to the bank’s payment interface

Step 5: Confirm your details, and then pay

SBI Credit Card Bill Payment via UPI (BHIM SBIPay)

These are the steps you need to take to pay your SBI credit card bill via BHIM UPI

Register

Step 1: Download the BHIM BI Pay App Store or Google Play Store

Step 2: Register with the mobile number

Step 3: Create the Virtual Payment Address of your choice (VPA) using the SBI handle. Link an account to it

Step 4: Set the UPI PIN

Step 5: Use the BHIM-SBI Pay Sharing only the Virtual Address to transact

Pay your bills

Step 1: Select Pay by VPA. This must be ‘Sbicard.4726420123456789@SBI. Example: Sbicard.4726420123456789@SBI

Step 2: Enter the amount, and then click on “Go”.

Step 3: Finally, verify your bank account MPIN then click on Submit

SBI Credit Card Bill Payment Offline

SBI Credit Card Bills can be paid offline. These payment options include:

SBI Credit Card Bill Payment Over The Counter (OTC).

Visit the nearest SBI branch

Complete the pay-in slip, which is available at the information desk, with all the required details. Then submit it with the payment

Receive the acknowledgment receipt

SBI Credit Card Bill Payment via Electronic Drop Box

SBI Credit Card Bill Payments can be made by Cheque

You can get an instant e-receipt via the electronic dropbox

Dropbox will scan your cheque and send you a receipt.

Within 4 working days, the payment will be reflected in your SBI credit card account as a regular cheque transaction.

Remember to make the payment at least 4 to 5 days in advance of the due date. It takes time to clear the cheque and credit the payment to your card.

Electronic drop boxes are not available on Sundays or bank holidays

The electronic dropboxes can only be used for local transactions and cannot accept outstation cheques.

It is important to make sure that the cheque does not get folded or stapled. Otherwise, it could be rejected

SBI Credit Card Bill Payment via Manual Drop Box

These drop boxes are available at more than 1,300 SBI branches across the country.

Please include your name and registered number along with the correct credit card number on your cheque

“SBI Card number” will be used to identify the payee. <16 digit card number>”

Dropbox clearing times are from 12 to 3 pm Monday through Friday and 10 to 12:30 on Saturdays

For timely processing, ensure that your cheque conforms to CTS 2010 standards

SBI Credit Card Bill Payment via ATM

SBI ATMs are available across the country. You can also pay your credit cards bills using these ATMs

All you have to do is go to an SBI ATM and select the services tab from the ATM menu.

Enter your credit card number, and the amount you wish to pay

An acknowledgment receipt for payment will be sent to you immediately

FAQs about SBI Credit Card Bill Payment

What should you do if a payment is made, but does not appear on your SBI credit card statement or online card account statement?

You must notify the bank in this instance that the SBI online credit card or offline bill payment has not been posted to your account.

The documents that prove you made the payment must be prepared

As proof of payment, you can present a copy of an electronic payment receipt or a canceled cheque.

You should also file a dispute against the bank

The complaint must be filed within a specific time limit from the date the bank sent the incorrect statement.

What happens if the monthly minimum amount due to State Bank on credit card bills are increased and the individual cannot afford it?

You will need to contact your bank immediately to discuss a payment plan.

Can banks charge customers a fee to allow them to use a particular payment method?

Due to exceptional circumstances, banks may charge fees for the use of a particular SBI credit card bill payment option. A bank may charge you a fee if the method of payment you use requires an expedited service or if additional costs are incurred by the bank.

What is the difference between a late payment and a timely payment?

SBI credit card bill payments are considered late or timely depending on the date funds were credited to your account. It is important to make sure that the payment has not been mailed late or missed, but that it has been received by the bank and cleared.

This can be done by checking your bank account, from which the payment was made. SBI should be able to receive the payment the same day, or the next business day, if the payment has been debited from a bank account.

If the payment was mailed after the due date, can State Bank charge a late fee?

This is because you must make your SBI credit card bill payments by the due date. A late fee will be applied to cheques that have been sent but not received or not cleared by the due date. You will be charged a late fee if you send a payment through certain methods that could delay clearance.

State Bank can post the payment to credit card accounts on back-order.

Banks will not post the payment to a credit card account late. Banks can however set reasonable requirements to process payments. If the cardholder meets these requirements, the bank will usually credit the card balance in 3-4 business days.

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