Standard Chartered Credit Card Bill Payment Online Offline Mode
Standard Chartered Credit Card Bill Payment Online Offline Mode.Flexible payment tools have become important in the current society to enable people access rewards through the use of credit cards. The global financial service company, Standard Chartered Bank has Credit cards that suit different spending styles or requirements. When it comes to paying off your credit card bills, it is very important to ensure that you do it appropriately so that you can have good credit health and you don’t end up paying for the penalties that come with paying your bills late. This blog post will attempt to provide more details about the standard chartered credit card payment methods –both online and offline -.
Introduction to Standard Chartered Credit Cards
Credit cards that Standard Chartered Bank provides customers include cashback credit cards, travel credit cards and credit cards with premium features. The features vary from card to another in order to cater for the different needs of customers. However, for one to fully harness its potentials of credit card and be in a good books of the credit reference agency, it is important to make the credit card payment on time. Here is the list of Basic Banking Guide on the different payment options by Standard Chartered credit card.
Online Payment Methods
Safety payment methods that are available online are preferred because they are easy to use as well as convenient. Standard Chartered provides several online options for credit card bill payments:Standard Chartered provides several online options for credit card bill payments:
1. **Standard Chartered Online Banking**
– **Step-by-Step Process**:
1. **Log In**: Go to the Homepage of standard chartered online Banking website and enter your Login Id and Password.
2. **Navigate to Payments**: Locate the either ‘Payments’ or ‘Credit Card Payment’ tab.
3. **Select Your Card**: Select the credit card account that you want to pay.
4. **Enter Amount**: Further, add the payment condition that regards the amount of payment.
5. **Confirm Payment**: Check the payment details and finalize it, make sure about the payment process.
6. **Receipt**: Success payment will result in client receiving a confirmation receipt. This one might help you, so find or cut out this article for your files.
– **Benefits**:
– Immediate processing.
– This has eased history of payment and managing of several accounts.
– They gave me the promotion availability that is available at all times from any place with access to the Internet.
2. **Mobile Banking Application Developed By Standard Chartered Bank**
– **Step-by-Step Process**:
1. **Open App**: Go to the play store of an Android phone or its app store in an Apple device and download the Standard Chartered mobile banking app.
2. **Log In**: Think of your login information.
3. **Select Credit Card**: On the SharePoint Home Page, go down to the list of apps located at the bottom and click on the ‘Credit Card Payments’ app.
4. **Enter Payment Details**: Enter the payment amount Enter your credit card details.
5. **Authenticate**: The other option is the use of OTP of the app to authorize such a payment.
6. **Confirmation**: You get an instant confirmation of your payment.
– **Benefits**:
– Most important for you, given all can be taken from your mobile device.
– Simple and fast transactions of payments.
– Feature to enable automatically debit and notification setting.
3. **Third-Party Payment Portals**
– **Step-by-Step Process**:
1. **Visit Portal**: Proceed to an independent payment site such as Bill Desk or Paytm or PhonePe.
2. **Choose Payment Option**: Go to Credit Card Bill Payment and you will get the list where you have to find Standard Chartered.
3. **Enter Details**: Give your credit card number and the payment amount.
4. **Complete Payment**: Then select your most suitable payment mode (e. g. Debit card/Net banking) and proceed accordingly.
5. **Receipt**: Get a receipt for confirmation for your references.
– **Benefits**:
– Accessibility of different form of payments.
– Compatibility to pay for a number of bills through one account.
– Interface for several transactions that are easy to use by the users.
Standard Chartered Credit Card Bill Payment Online Offline Mode
Offline Payment Methods
For those who prefer traditional methods or are unable to access online services, Standard Chartered offers several offline payment options:For those who prefer traditional methods or are unable to access online services, Standard Chartered offers several offline payment options:
1. **Standard Chartered Branches**
– **Step-by-Step Process**:
1. **Visit Branch**: It simply means whoever wants to make the transaction should go to the nearest Standard Chartered branch.
2. **Fill Out Payment Slip**: Stand an application for obtaining an imaged credit card payment slip at any branch of bank and write your credit card number and payment amount.
3. **Submit Payment**: Submit the slip with all the payments made to the bank either in cash or cheque form to the bank employees who are in charge of the teller’s section.
4. **Receive Receipt**: Ensure that you just produce a receipt in an effort to present confirmation of the fee.
– **Benefits**:
– Facilities from the bank employees in form of direct help.
– Receipt of payment which is usually accompanies by an immediate confirmation.
– A personal service the customer can go to for further questions on payments.
2. **ATM Payments**
– **Step-by-Step Process**:
1. **Locate ATM**: Locate one of the Standard Chartered Bank’s ATM that accepts credit card as method of payment.
2. **Insert Card**: Swipe your Standard Chartered credit card into the ATM.
3. **Select Payment Option**: Go through the menu next, then select the ‘Credit Card Payment’ option out of those displayed on the screen.
4. **Enter Payment Amount**: Dial the amount you want to pay and then proceed to the next steps.
5. **Confirmation**: Collect a receipt which is the payment proof that was displayed on the ATM.
– **Benefits**:
– Wonderful, if located near to an ATM.
– Immediate transaction confirmation.
– Open on weekdays as well as mostly on weekends and bank holidays also.
3. **Cheque Payment by Mail**
– **Step-by-Step Process**:
1. **Write a Cheque**: Fill the cheque with the payee as ‘Standard Chartered Credit Card’ and write the credit card number on the reference column.
2. **Enclose Payment Slip**: It is also important that you complete a payment slip with your card number as well as payment amount.
3. **Mail Payment**: Drop the cheque and the payment slip in the box indicated so that it can be sent to the physical address indicated on the credit card statement.
4. **Confirmation**: Wait for an acknowledgment that the entries have been received and further processed.
– **Benefits**:
– It is beneficial in cases when you do not want to or you cannot transact online or though an ATM.
– Has a travel record of payment to keep a track of.
Tips for Effective Credit Card Bill Management
– **Set Up Payment Reminders**: In order not to be charged extra amount, make a reminder for the due dates for payments.
– **Monitor Your Statements**: Monitor the amount disbursed on your credit card frequently to avoid issues associated with wrong reflection of payments made.
– **Keep Payment Receipts**: The payment receipts enable you to keep track of your payments and in the event of a dispute, the receipts can always come in handy whether in physical or electronically format.
Conclusion
Standard Chartered Bank provides many simple methods for the credit card bill payment so that you can pay your bills based on your convenience. From the comfort of your living room by using online banking and making use of a mobile application on your smartphone or tablet to making use of one of the traditional methods which is visiting the branch and making cheque payments, there are several ways you can maintain your credit card account active. Through such payment methods and being consistent with the payments, one is in a position to be a responsible card holder and being on the right side of the law in your Standard Chartered credit card.