YES Bank Credit Card Bill Payment Online Offline Mode
YES Bank offers a wide range of credit cards to suit various needs and preferences of its customers. To facilitate timely bill payments and ensure a hassle-free experience, the bank provides multiple payment options.
Online Payment Options:
Internet Banking: YES Bank’s internet banking platform allows credit cardholders to make payments conveniently from the comfort of their homes. Customers can log in to their internet banking accounts and navigate to the credit card section to initiate the payment. They can choose to pay the total outstanding amount, minimum due, or any custom amount as per their preference. Internet banking enables users to schedule payments in advance and set up automatic payments to avoid missing due dates.
Mobile Banking Application: YES Bank’s mobile banking app offers a user-friendly interface for credit card bill payments. After logging in, customers can access the credit card section and select the payment option. The app also provides features like transaction history, payment alerts, and rewards tracking.
NEFT/RTGS Transfer: Customers can pay their YES Bank credit card bills using the National Electronic Funds Transfer (NEFT) or Real-Time Gross Settlement (RTGS) facility. They need to add their credit card as a beneficiary and use the IFSC code provided by YES Bank for credit card payments. It may take a few hours to one working day for the payment to reflect in the credit card account.
YES Bank NetBanking YES FIRST: YES FIRST customers have exclusive access to YES Bank’s premium internet banking platform, which offers enhanced security and additional features. YES FIRST NetBanking enables them to make credit card payments conveniently with just a few clicks.
UPI (Unified Payments Interface): YES Bank credit cardholders can use any UPI-enabled app to pay their bills. They need to link their credit card to the UPI ID provided by YES Bank and then initiate the payment through the UPI app. This method offers instant payment processing and is widely accepted across various platforms.
YES Bank Credit Card Bill Payment Online Offline Mode
Offline Payment Options:
YES Bank Branch: Customers can visit any YES Bank branch and pay their credit card bills over the counter. They need to fill out the payment slip with their credit card details and hand it over to the bank executive. The payment will be processed instantly, and the receipt will be provided.
Cash Payment: YES Bank credit cardholders can make cash payments at designated YES Bank branches. They need to visit the branch, fill out the payment slip, and deposit the cash with their credit card details. Although this method is available, it is essential to confirm if cash payments are allowed for credit card bills as some restrictions may apply.
Cheque Payment: YES Bank also accepts cheque payments for credit card bills. Customers can drop their cheques into designated drop-boxes available at YES Bank branches or ATMs. The cheque should be payable to “YES BANK Card No. XXXX-XXXX-XXXX-XXXX” (with the 16-digit credit card number mentioned). It may take a few days for the cheque to be processed, so customers should ensure timely submission.
Auto Debit: Customers can set up an auto debit instruction from their YES Bank savings account to pay the credit card bill automatically. This ensures timely payments and avoids late payment fees. The auto debit can be set for the total amount due or the minimum amount due, depending on the customer’s preference.
YES Bank provides a comprehensive range of payment options for credit card bills, catering to the convenience and preferences of its customers. Online methods, including internet banking, mobile banking, NEFT/RTGS transfers, UPI, and YES FIRST NetBanking, offer quick and hassle-free payments. On the other hand, offline modes like branch payments, cash payments, and cheque payments are available for those who prefer traditional methods. Customers should choose the most suitable mode based on their accessibility and comfort level. Moreover, it is crucial to make timely credit card bill payments to maintain a good credit score and enjoy the benefits and rewards offered by YES Bank credit cards.
Most Frequently Asked Questions
What are the charges for Yes Bank’s net banking services to my mobile phone?
Yes, if your YES Bank account is held, there will be no charge for you to use Yes Bank’s internet services.
Is it possible to use the YESPay – UPI app on an iOS device?
No, the YESPay – UPI App can only be used on Android devices.
To pay my YES Bank credit card bill, do I need an account at YES Bank?
You can pay your YES Bank credit card bill easily, even if there is no YES Bank savings account. You have many options for payment, both online and offline.
What is Standing Instruction for making a YES Bank Credit Card payment?
Standing instruction is offered by YES Bank to customers. This allows regular transactions to be processed automatically, rather than being initiated each time. Standing instructions can be initiated for several months or years. Each cycle is processed automatically.
Can I pay my Yes Bank credit card bill on the last day?
To avoid late payment fees, it is best to pay your credit card bill in advance. However, some bill payment services will credit the payment immediately. To avoid late payment fees, it is best to pay your credit card bill in advance. However, some bill payment services will credit the payment immediately.