Allahabad Bank Credit Card Bill Payment Online Offline Mode

 

Allahabad Bank Credit Card Bill Payment Online Offline Mode.Credit card payments should be handled in an efficient manner so as to save on the charges and also to keep checking accounts healthy. If you are Allahabad Bank credit card holder now known as Indian Bank credit card holder there are several ways to pay the credit card bill. The convenience of using the Internet to pay the bills or the safety of the traditional ways of payments assuring full control over what is preferred.

This blog will mainly focus on the various online and offline payment method to Allahabad Bank credit cards. As you must be aware, having to pay the credit card bills is not all that easy and this guide will make the process as smooth as possible.

1. Online credit card bill payment techniques

Most online payment systems are fast, secure and do not require one to physically go to a branch to make payment. They reduce time, do not require physical movement to the physical bank and guarantees that your payment is processed. As stated above, the following are the online ways whereby you can make Allahabad Bank credit card bill payment:

a) Net Banking (Allahabad/Indian Bank)

For those Allahabad Bank (now Indian Bank) users using net banking, you do not have to do much to pay your credit card bill. Follow these steps:

– **Login to Net Banking:** Follow the following steps to read Allahabad Bank (Indian Bank) net banking portal through your credentials.
– **Navigate to Credit Card Payment:** Navigate to the ‘Payments/Transfers’ and select ‘Credit Card’.
– **Enter Card Details:** Finally choose your Allahabad Bank credit card from the list of options and enter the outstanding balance.
– **Confirm the Payment:** Below the procedure of payment is outlined together with the payment details and you just confirm it. The amount is paid through your savings or current account and the same is credited to your credit card immediately or few hours later.

 b) Mobile Banking (IndOASIS App)

This is the beauty of mobile banking because it enables you to pay your credit card bill anytime anywhere. With Indian Bank’s mobile app—**IndOASIS**—the process is seamless:With Indian Bank’s mobile app—**IndOASIS**—the process is seamless:

– **Download and Login:** You have to download the IndOASIS app in the Play Store or App Store then get into the application by signing in.
– **Credit Card Payment:**Press the ‘Credit Card’ tab and then select ‘Bill Payment’.
– **Payment Details:** Choose your card, then input the quantity and confirm the purchase using a PIN or OTP.
– **Confirmation:** When you make the payment, you will be given a confirmation message. The payment is normally effected on line, credit card reconciliation being done usually within a few hours or within a day.

 c) NEFT (National Electronic Funds Transfer)

If only the customer wants to pay from another bank account then NEFT is perfect for him. You can make payments from any bank account by following these steps:You can make payments from any bank account by following these steps:

– **Add Beneficiary:** In the list provided within your bank’s net banking portal, choose Allahabad Bank as the “beneficiary bank” and state that you want to link your credit card. Use the following details:
– **Beneficiary Name:** Credit card which has your full name on it
– **Account Number:** This is your 16 digit credit card number
– **IFSC Code:** Allbank’s IFSC for credit card payment (contact your bank for the right IFSC.)
– **Make the Payment:If the beneficiary has been added, then the ability to transfer funds to the credit card is possible. That is, NEFT transactions are resolved on the same day, at the OFCs within 30 minutes to 2hrs.

d) UPI (Unified Payments Interface)

UPI is an easy and quick way of making credit card payment through apps such as Google Pay, PhonePe or Paytm. Here’s how you can do it:Here’s how you can do it:

– **Open UPI App:** Any of the app that is registered with upi payment solution supporting credit card payment can be used.
– **Enter UPI ID:** Type in the 9 digit UPI ID connected with your Allahabad Bank credit card account.
– **Payment Process:** Enter the credit card number, the amount, and the UPI Personal Identification Number. This means that the transaction will be effected the moment it is carried out.
– **Confirmation:** And one last thing, it shows a confirmation of the payment in the app and through an SMS too.

e) Debit Card Payment

The other method of making payment to the Allahabad Bank credit card is via the debit card payment method. You can use your Allahabad Bank or any other bank’s debit card via bill payment portals like BillDesk:You can use your Allahabad Bank or any other bank’s debit card via bill payment portals like BillDesk:

– **Visit Payment Portal:** Then click to BillDesk or other similar bill payment website.
– **Select Credit Card Payment:** Click the ‘Credit Card Payment’ option and fill the required detail of your Allahabad Bank credit card appropriately.
– **Enter Debit Card Details:** You indicate the transaction using your debit card.
– **Confirm Payment:** Once you confirm, the payment will be debited and you get a payment receipt almost immediately.

 

 

Allahabad Bank Credit Card Bill Payment Online Offline Mode

 

 2. Credit card bill payment through other channels or ways other than online mode

As with all getting paid on the Web has its advantages some would rather stick with offline payment methods. It is also necessary to mention several options that Allahabad Bank provides to customers who like real communication.

a) Cash Payment

If you wish to pay in cash you can go the Branches of Allahabad Bank (Indian Bank) nearest to you. Here’s the process:

– **Visit Branch:** Which should be done on any working day during banking hours at the earliest.
– **Fill Out Form:** Use a deposit slip to write down your credit card information and the amount you want to pay.
– **Submit Payment:** Pass the form together with the money to the teller. Having gone through this paper, the next thing you will get is a receipt.

Cash payments are paid on the same day but the banking institutions may charge a small amount of money for this kind of payment.

 b) Cheque Payment

Cheque payment is also considered as one of the most secure methods of payment associated with offline transaction. You can drop a cheque at your nearest Allahabad Bank ATM or branch:You can drop a cheque at your nearest Allahabad Bank ATM or branch:

– **Write the Cheque:** Write on the cheque- ‘Allahabad Bank Credit Card A/C [Your Credit Card Number]’.
– **Drop at Bank/ATM:** Encash the cheque by paying cash to the teller, or deposit the cheque at the bank’s cheque drop box.
– **Processing Time:** Cheques normally take between 2 to 3 business days to clear hence one should early enough to avoid incurring in extra charges.

c) Demand Draft (DD)

Similar to cheque payment, you can also issue a Demand Draft (DD) to pay your credit card bill:Similar to cheque payment, you can also issue a Demand Draft (DD) to pay your credit card bill:

– **Prepare the DD:** Draw Cheque in Favour of ‘Allahabad Bank Credit Card A/C [ Your Card Number]’.
– **Submit the DD:** Pay in the DD at any of the branches of Allahabad Bank or drop the DD in the ATM Drop Box.
– **Processing Time:** Like cheques, DDs take several days to prepare.

d) Auto-Debit Facility

So, if you do not want to bother to remember when the payment is due, you can take advantage of the **auto-debit** service. You’ll need to set up this service by visiting your bank or through net banking:You’ll need to set up this service by visiting your bank or through net banking:

– **Link your Account:** You must allow the bank to automatically charge your Allahabad Bank credit card bill payment from your saving account/ current account on every specific date of the month.
– **Flexibility:There are **2 types of payments** you can make each month – the minimum due and the total due.

After configuration, this is not complicated way of avoiding delays in payments in the organisation.

Conclusion

By maintaining proper payment of Allahabad Bank credit card bill, one is safe from extra charges in addition to having a good credit standing. Based on the available online and offline payment options you can choose according to your preference. For instance, the clients who like internet banking, UPI, mobile banking Allahabad Bank provides all these options for its customers In the same way, For the customers who like traditional methods of payment like cash and cheques, Allahabad Bank provides for its clients.

Please always make sure of your payment confirmation, and monitor your credit card for any transactions made.